Don't just look in the forums for the opinions of other players, ask your contacts at your books about others. I always feel better when I can get managers on the phone that know the other managers and can have a transfer done while I'm on the phone. I know damn well no money has changed hands between them and yet they trust each other enough to change my account balances accordingly and later handle the transfer without me having to be involved. I have NEVER had a hassle transfering funds between Rio, Heritage, Prestige, Tradewinds and Delmar. And, I'm just a little guy, but I can always get someone on the phone, and even get phone calls promptly returned if a contact is out. Nuff said in my opinion.